Harris, Malcolm. Kids These Days, Human Capital and The Making of Millennials. November 7th, 2017.
I will use Chapter 2 of Kids These Days as a springboard for my paper, as it will provide a good background for the issue at hand as Chapter 2 delves into the state of student debt and describes the seemingly uselessness students may feel as the effort they take to pay back their loans only ends up being used as a profit for colleges, organizations, and other government sources. I will also look into Chapter 6 which delves into mental health for possible information as I will be tackling the mental health of students in college and how its affected by their student debt.
Walsemann, Katrina M., Gilbert C. Gee, and Danielle Gentile. “Sick of our loans: Student borrowing and the mental health of young adults in the United States.” Social Science & Medicine 124 (2015): 85-93. https://doi.org/10.1016/j.socscimed.2014.11.027
I think this source will be the most important source as it illustrates a connection between student debt and mental health, but it also provides a lot of scientific data and a bit of discussion that will prove useful as I write my paper. Once again, the source delves into the relationship of student debt and mental health, but it also delves into a possible connection with parent wealth affecting the relationship between these two concepts. I will use this source to be a source of exposition for the problem I want to talk about, as I think it may accurately describe the issue in some way or fashion.
The keyterms used in this article are mostly related to scientific terms, with the words being “socioeconomic factor” or “linear regression.” My focus will once again be on the general discussion aspect of the study.
Nissen, Sylvia, Bronwyn Hayward, and Ruth McManus. “Student Debt and Wellbeing: A Research Agenda.” Kōtuitui 14.2 (2019): 245-56. https://doi.org/10.1080/1177083X.2019.1614635
This source I found could be used as a comparative source as I can use it to help visualize the experiences that students are going through in other countries while the cope with student debt. I will primarily use the section “Student debt and wellbeing: insights from New Zealand students” in order to get a proper perspective of how New Zealand students handle their debt. The importance of this source would be the acknowledgement that student debt can be a global problem as it isn’t just in the United States. I think the benefit of the perspectives would be an important piece of evidence as it’ll provide evidence from other countries of how other students feel about their student debt. The fact it’s a research agenda is also an important detail, as I can trace back other articles that may cite this as their source and get further research from other sources that tie back to this agenda. The keyterms of this article are: “Student loan debt, ” “well being,” and “higher education.”
White, Erica. “Student Loan Debt is Creating a Physical and Mental Health Crisis for Millions of Americans” The Network for Public Health Law, www.networkforphl.org/news-insights/student-loan-debt-is-creating-a-physical-and-mental-health-crisis-for-millions-of-americans/. Accessed November 15th, 2022.
This article may provide a more present example of how student loan debt is affecting the population of college students and other adults today.
Tran, A. G. T. T., Mintert, J. S., Llamas, J. D., & Lam, C. K. (2018). At what costs? student loan debt, debt stress, and racially/ethnically diverse college students’ perceived health. Cultural Diversity and Ethnic Minority Psychology, 24(4), 459-469. https://doi.org/10.1037/cdp0000207
This source may provide further context of how different ethnic groups of students handle their student debt loans and the stress of them, and I could use it for research to talk about how people view their debt differently.
Henager, R., Anong, S.T., Serido, J. et al. Does Financial Satisfaction Vary Depending on the Funding Strategy Used to Pay for College?. J Fam Econ Iss 42, 429–448 (2021). https://doi.org/10.1007/s10834-021-09755-7
Lastly, one more article that I could possibly use to talk about how students take up jobs to pay off their debts, and if that adds to their financial stress or not.
Edit (12/04/22):
“The Biden-Harris Administration’s Student Debt Relief Plan Explained.” Federeal Student Aid, 2022, studentaid.gov/debt-relief-announcement. Accessed December 4th, 2022.
An article from the Federeal Student Aid website that explains the plan that President Biden has for student loan forgiveness. This can be a source for a possible solution near the conclusion of the essay.
Edit (12/04/22):
Jagoo, Krystal. “How Biden’s Student Debt Forgiveness Plan May Impact Mental Health” verywellmind, September 15th, 2022, www.verywellmind.com/how-bidens-student-debt-forgiveness-plan-may-impact-mental-health-6503917. Accessed December 4th, 2022. Another article to use to illustrate the effect of how student debt being forgiven may impact mental health of college students.